I can appreciate the 'realism' but, generally speaking, I work 9+ hrs a day so the last thing I want to have to deal with is maintaining my tribe that I already pay to play in. If the game weren't enough of a time sink, now I've got the spend time (in addition to the monthly payment) maintaining that time sink? For now, I think clicking on the totem is enough or at least to make the duration between 'payments' longer like 2 weeks instead of. I can definitely see replacing stuff on structures once a season.
So, my vote is a "no, for now". In principle, however, I like the idea just with the 2 week check rather than a 1 week check. Can ya dig it? :)