As far as decay/upkeep of totems pay close attention to what Darkfall has...... You are in the middle of something (in game or IRL) and you remember (or get notification in game) that you have to pay taxes on your cottage/house/villa/keep. Now you have to stop what you are doing and go pay your taxes. If you do not pay your taxes you lose your cottage/house/villa/keep. Trust me you do NOT want this to happen. Should you have to interupt your real life to go take care of something in game? Or, as Jadzia stated "perhaps he can't play due to real life issues". Should a player lose what they have worked for in game due to LIFE happening. Or should they be given time or notification (e-mail) to rejoin the ranks of participating players. Just a few random thoughts.