Hi together

I logged in and got killed in 30 seconds and lost everything. Now i aks myself

a) how to i get my starting tools back?

b) how to i save my items from death? Is there a bank or a place where my items are save?

c)I read somewhere there is a skill decay. For all skills or just specific skills and how strong is this decay? Do i start from skratch if i dont login for a month or two?

Sug: Maybe it would be nice to be save for a few hours as a new player. Its a little stupid to get killed every 30 seconds, could prevent some ppl from sub your game.