hmm interesting, I didn't think about people that quit with over 30 points in their skills, I agree that this needs to be looked at for people that want to take some sort of extended break from the game. As I do the same thing, I take breaks from games to work on something else in my life or whatnot. Being punished for taking a break seems, well heartless....this should change I think, maybe do something in the effect of being able to lock your account into "vacation" mode, which allows you to freeze all of your skills, but you are unable to access your account and play it for a month.

As far as items are concerned, I agree with the 1090 slot thingy, I mean honestly; you're not going to know what you want to do when you come back from the game 2 years from now, hence you're not going to know what items you're going to need.